{"id":296,"date":"2020-11-17T14:11:41","date_gmt":"2020-11-17T14:11:41","guid":{"rendered":"https:\/\/paperbell.com\/support\/?post_type=ht_kb&#038;p=296"},"modified":"2026-01-23T12:03:11","modified_gmt":"2026-01-23T12:03:11","slug":"questions-about-paypal-stripe","status":"publish","type":"ht_kb","link":"https:\/\/paperbell.com\/support\/knowledge-base\/questions-about-paypal-stripe\/","title":{"rendered":"I need help with PayPal or Stripe!"},"content":{"rendered":"<p>Need help with your Paperbell payment processor? PayPal and Stripe are the two payment providers that Paperbell works with. That means you either need a PayPal or Stripe account in order to set up Paperbell and accept payment from your clients.<\/p>\n<p>We recommend using Stripe. You can create an account via your <a href=\"https:\/\/app.paperbell.com\/provider\/account\/edit_payment\">payment settings page <\/a>if you don&#8217;t already have one. <\/p>\n<h2 class=\"wp-block-heading\">All About PayPal<\/h2>\n<p>PayPal has more limited functionality in Paperbell as you can only create one-time payments and not subscriptions or payment plans.<\/p>\n<p>Your clients do not have to have a PayPal account in order to pay you via PayPal. They can log in with their PayPal account, or they can just use their credit card if they don&#8217;t have a PayPal account or don&#8217;t want to use it.<\/p>\n<h2 class=\"wp-block-heading\">All About Stripe<\/h2>\n<p>Stripe is our recommended payment provider. With Stripe you have full Paperbell functionality including payment plans and subscriptions. <\/p>\n<p><strong>Your clients do not need a Stripe account<\/strong>. Stripe is simply a payment gateway that takes all major credit cards. So when you use Stripe, it just looks like a &#8220;normal&#8221; credit card checkout to your clients. It will not ask them for any kind of Stripe login. <\/p>\n<h3 class=\"wp-block-heading\">Can I let my clients choose between using PayPal or not?<\/h3>\n<p>No, you must select just one as your payment provider. <\/p>\n<h3 class=\"wp-block-heading\">Stripe is not available in my country, what do I do?<\/h3>\n<p>If Stripe isn&#8217;t available where you live, you&#8217;ll need to use PayPal. Unfortunately this does mean that subscriptions and payment plans won&#8217;t be available in your account. <\/p>\n<h3 class=\"wp-block-heading\">What credit cards does Paperbell accept?<\/h3>\n<p>Both Stripe and PayPal accept all major credit cards. This means your customers in Paperbell will be able to pay using whatever methods are accepted by your payment provider. <\/p>\n<h3 class=\"wp-block-heading\">Can I accept payment via Venmo, Zelle, Opayo, checks, or other payment methods?<\/h3>\n<p>Nope, you&#8217;ll need a PayPal or Stripe account. <\/p>\n<h3 class=\"wp-block-heading\">What are the fees for using PayPal or Stripe?<\/h3>\n<p>Paperbell does not take a percentage of your sales. PayPal and Stripe each take a percentage, based on location and currency. <\/p>\n<p>For the US:<\/p>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/stripe.com\/pricing\">Stripe is 2.9% + 30\u00a2<\/a> per successful card charge (recurring subscription charges carry <a href=\"https:\/\/stripe.com\/billing\/pricing\">an additional .5% fee<\/a> from Stripe)<\/li>\n<li>PayPal is 3.49% + <a href=\"https:\/\/www.paypal.com\/us\/webapps\/mpp\/merchant-fees#fixed-fees-commercialtrans\">fixed fee<\/a> (which varies by currency &#8211; USD is 49\u00a2)<\/li>\n<\/ul>\n<p>More information about Stripe&#8217;s fees can be found <a href=\"https:\/\/stripe.com\/pricing\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>. And you can check out PayPal&#8217;s fee information <a href=\"https:\/\/www.paypal.com\/us\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>. <\/p>\n<p>One note is that you can only set up either Stripe <em>or<\/em> PayPal. We recommend Stripe as it tends to be less expensive and it works with all of our features.<\/p>\n<p>Learn more about <a href=\"https:\/\/paperbell.com\/support\/knowledge-base\/connecting-stripe\/\">connecting Stripe<\/a> or <a href=\"https:\/\/paperbell.com\/support\/knowledge-base\/connecting-paypal\/\">connecting PayPal<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Need help with your Paperbell payment processor? PayPal and Stripe are the two payment providers that Paperbell works with. That means you either need a PayPal or Stripe account in order to set up Paperbell and accept payment from your clients. We recommend using Stripe. You can create an account&#8230;<\/p>\n","protected":false},"author":1,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Paperbell payment processor","_yoast_wpseo_title":"I need help with PayPal or Stripe!","_yoast_wpseo_metadesc":"Need help with your Paperbell payment processor? 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